Description: ** 2.75% 30 year fixed assumable loan available. ** This impeccably maintained, ready to move in, townhome offers 4 bedrooms, 3 ½ bathrooms, and over 2600 square feet of living area. This unit offers the convenience of an elevator to all 3 floors. The first floor is perfect for guests, or a mother-in-law suite, and offers a covered screened porch. The open and bright second floor includes a living room with an engineered bamboo floor, a newly refreshed kitchen, with granite counters, newly painted cabinets, and a new dishwasher. The third floor features the master bedroom with ensuite bathroom and two walk in closets, plus two additional bedrooms, one bath, and a laundry area. The unit features a new A/C and hot water heater both replaced in 2020, and a whole house surge protection system. This waterfront location offers all the amenities to enjoy the Florida lifestyle. This beautiful location is surrounded by the Manatee River & Terra Ceia Bay, and close in proximity to downtown Bradenton, Emerson Point Preserve, Snead Island, and Gulf Beaches. In addition, RiverBay offers many amenities such as a community pool, a boardwalk out to the bay for fishing, a kayak/paddleboard launch, and the option of buying a boat slip (subject to availability). RiverBay has no CDD and a low HOA which includes water, sewer, trash pickup, as well as all the amenities.