Description: Nestled along the tranquil banks of the St. Joe River, this private and secluded estate offers a perfect retreat within the coveted Penn Harris school district. Boasting an open and flowing floor plan, this home is designed for modern living and entertaining. Step inside to discover a welcoming living room adorned with a cozy fireplace, ideal for gathering with loved ones. Work from home effortlessly in the first-floor office/den, offering a quiet space for productivity. The spacious primary suite is a luxurious haven featuring a whirlpool tub, indulgent shower, and ample space to unwind. The finished lower level expands the living space with two additional bedrooms, one full and one half bath, a family room with a second fireplace, an oversized wet bar, and a dining area with sliders opening to the inviting inground pool and patio area. Enjoy the outdoors on the large deck, perfect for al fresco dining and entertaining while soaking in the breathtaking views of the surrounding natural beauty. Did I forget to mention that there is 60' of pier and 2 boat slips and boat lift with new top.This home offers a rare opportunity to experience both comfort and elegance in a serene and picturesque setting.4th bed is used as an office. Assumable mortgage interest rate below 3% If you sleep on it ... You won't sleep in it!!